Mutual funds are acquired through investment companies that collect money from several investors and invest it in lump sums. Mutual funds offer you the advantage of broadening your investment opportunities through professionally-managed transactions. In addition, this type of investment can offer you benefits that you may not be able to acquire as a small investor, such as a diversified portfolio of stocks, bonds, foreign currency, and options. A mutual fund’s investment strategy can be conservative or risky, so you will want to carefully consider what funds will best suit your personal investment philosophy. These mutual fund shares are usually purchased through banks or stockbrokers and you should be aware that there are often fees charged for brokerage services. For more information on mutual funds, contact a financial advisor.